Banke International Properties

Dubai’s First-Time Home Buyer Program (2025)

Your First Step Towards Owning a Home in Dubai Starts Here

Dubai has launched a groundbreaking initiative to help residents take their first step into property ownership. The First-Time Home Buyer Program, introduced in July 2025 by the Dubai Land Department (DLD) in collaboration with the Department of Economy and Tourism, is designed to make owning a home easier, more affordable, and within reach for UAE nationals and expatriates.

Whether you’re dreaming of your first apartment or villa, this program offers unmatched incentives and exclusive access to premium properties—all with the expert guidance of Banke, your trusted real estate partner in Dubai.

Key Benefits for First-Time Buyers

Open to All UAE Residents
If you’re 18+ with a valid Emirates ID—and have never owned a freehold residential property in Dubai—you’re eligible. No minimum income requirement. Just secure mortgage approval with one of the program’s partner banks.

Property Value Cap
Buy apartments or villas up to AED 5 million (approx. USD 1.36 million), giving you access to a wide range of premium properties across Dubai.

Priority Access to New Launches
Be first in line to view and purchase new projects from Dubai’s top developers—before they’re released to the general public.

Financial Perks You Can’t Miss:

  • Exclusive discounts on off-plan homes
  • Flexible payment plans with lower down payments & longer installments
  • 0% interest on the DLD 4% registration fee, payable via select credit cards
  • Favorable mortgage terms from top banks: Emirates NBD, Emirates Islamic, Dubai Islamic Bank, Mashreq Bank & CBD
  • Automatic residency eligibility checks for Dubai-based visa programs

How to Apply

Applying is simple, and Banke is here to guide you every step of the way:

  1. Register through the DLD Website or the Dubai REST App
  2. Submit your Emirates ID and residency documents
  3. Upon verification, you’ll receive a QR code giving you access to exclusive offers with developers and banks

Get mortgage pre-approval, browse available homes with Banke, and finalize your purchase

Why Dubai, Why Now?

Dubai’s First-Time Home Buyer Program is more than a limited-time incentive—it’s a strategic move to empower residents, grow local investment, and promote long-term living in the city. With the real estate market thriving, now is the perfect time to secure your future in one of the world’s most dynamic cities.

Why Choose Banke?

At Banke, we do more than just list properties—we guide first-time buyers through the full journey, from financial planning to key handover. Our strong developer partnerships and in-depth market knowledge make us the ideal advisor to help you unlock the full potential of this program.

✔️ Handpicked first-time buyer properties
✔️ Fast-tracked appointments with developers
✔️ Mortgage support with partner banks
✔️ Transparent, end-to-end service

Ready to Own Your First Home in Dubai?

Let’s make it happen.
Fill in the form below or contact our expert team to schedule a consultation and explore your options under Dubai’s First-Time Home Buyer Program.

Banke – Empowering First-Time Buyers in Dubai.
We’re with you from the first step to the front door.

Why Choose Banke?

At Banke, we do more than just list properties—we guide first-time buyers through the full journey, from financial planning to key handover. Our strong developer partnerships and in-depth market knowledge make us the ideal advisor to help you unlock the full potential of this program.

✔️ Handpicked first-time buyer properties
✔️ Fast-tracked appointments with developers
✔️ Mortgage support with partner banks
✔️ Transparent, end-to-end service

Ready to Own Your First Home in Dubai?

Let’s make it happen.
Fill in the form below or contact our expert team to schedule a consultation and explore your options under Dubai’s First-Time Home Buyer Program.

Banke – Empowering First-Time Buyers in Dubai.
We’re with you from the first step to the front door.